It invests your money in the world's largest markets
The 500 largest US companies, gold, government bonds. Markets where you can buy and sell at any time.
Investing bot · available December 2026
Two engines. One discipline. Zero emotion.
MFT Bot invests for you in the major US markets. It speeds up when the market is calm and takes shelter when it shakes. You set the risk with a single dial, and you see everything, every day.
Simulations on real past prices, fees included. These are not guaranteed gains.
+15.2%
per year for the Growth Engine over 33 years (1993-2026). The market: +10.8%.
×7.5
in 18 years for the 50/50 Duo: $100,000 at the end of 2007 is worth $747,000 in 2026.
−4%
for the Duo in 2008, the year the market lost 37%.
48
improvement ideas judged since July 2026. 10 accepted, 31 rejected.
Simulation Simulations on real past prices, fees included. These are not guaranteed gains.
In one minute
What MFT Bot does, in plain words
It follows rules written in advance
Every evening, it calculates. Every morning, it acts. No one decides on gut feeling, not you and not us.
Your money stays in your name
It sits in your account, at a regulated broker. MFT Andorra LLC can neither withdraw it nor move it.
You see everything, all the time
Your client area shows every trade the same day, your gains, your declines and the status of the bot.
Two engines
One protects. The other grows.
Two independent engines, run by the same discipline. You combine them however you like.
Engine No. 1
The Guardian
It gains steadily and falls little. The share of your capital that sleeps soundly.
- +6.1%
- per year over 18 years
- −17%
- worst drawdown (the market: −55%)
- −9%
- in 2008 (the market: −37%)
- Buys short-lived dips in about thirty major US markets, and sells a few days later.
- Keeps about 40% of the account in US Treasury bills, which pay interest.
- Circuit breaker: a full stop if the loss exceeds a limit set in advance.
Engine No. 2
The Growth Engine
It tracks the S&P 500, speeds up when the market is calm, and takes shelter when it shakes.
- +15.2%
- per year over 33 years
- ×100
- the capital in 33 years
- +1%
- in 2008 (the market: −37%)
- Invests between 0 and 2.5 times your capital in the index: the calmer the market, the more it is invested.
- When the index falls below its long-term trend, it sells everything and waits, earning interest in US Treasury bills.
- Its worst drawdown over the S&P 500's history since 1993: −41% (2022). A future decline can be deeper.
The dial
You choose the allocation. The bot does the rest.
Move the dial. All the way left, all the capital goes to the Guardian. All the way right, all of it goes to the Growth Engine. Each 10% step adds about 0.9 points of gain per year, and about 2.4 points to the worst drawdown.
50/50 Duo · our reference allocation
50% Growth · 50% Guardian
All GuardianAll Growth
Average gain per year
+11.2%
Market (S&P 500) +10.8%
Worst known drawdown
−27.2%
In 2008
−4%
Market −37%
In 2022
−20%
Market −18%
$100,000 at the end of 2007 becomes
$747,000
Market $700,000
After 10 years, typical case
$298,000
from $241,000 to $394,000 depending on the period
$100,000 invested on October 18, 2007, through September 9, 2026
The “worst drawdown” is the largest drop from a peak to the low that follows. It is the hardest moment to live through. Choose an allocation whose worst drawdown would not make you sell.
Simulation on real prices from 2007-2026, including fees, the cost of leverage and trading frictions, with interest earned on cash and a reset to the chosen allocation once a year. The past does not tell us what the future will do, and a future decline can exceed the worst known drawdown. This simulator does not recommend any allocation: the choice is yours.
The trial by fire
2008: the market loses 37%. And the bot?
The 2008 financial crisis is the worst year of the last twenty years. Here is what each allocation would have done that year, with today's rules.
What about 2022?
2022 is the Growth Engine's blind spot: a slow decline, without panic, which it followed for longer. It ended the year at −32%, the market at −18%. That is why the dial exists: the 50/50 Duo ended at −20%.
How it works
Every day, the same routine. No exceptions.
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In the evening, it calculates
Using closing prices, it measures how calm the market is, the long-term trend and short-lived dips.
-
In the morning, it acts
When New York opens, it places the orders in your account. No more and no less than the rule.
-
You see everything
Every trade appears in your client area the same day, with an email alert.
Not just another bot
What others promise. What we show.
| Typical bots | MFT Bot | |
|---|---|---|
| The promise | “5% a month, no risk” | +15.2% per year over 33 years, with its worst case written in black and white |
| The mechanics | Double the stake after every loss | Banned in the code: capped positions, permanent reserve |
| The track record | A few months from a hand-picked account | 33 years of simulation, fees included, and live accounts since 2026 |
| The crash | Margin call, account wiped out | 2008: Guardian −9%, Growth Engine +1% |
| Transparency | Black box, PDF statements | Every trade visible the same day in your client area |
| Your money | Held by the bot's operator | In your account, in your name. We never touch it |
“Typical bots”: the grid or martingale systems sold to the general public. In 2026, we watched one of them lose 72% in one month, live.
Proof in the real world
We put our own money in it.
A simulation is not enough. Both engines have been running live since 2026 on demo accounts, and MFT Andorra LLC is putting its own capital into them before the offer opens.
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July 1, 2026
The Guardian goes live
Demo account at the broker, every order logged.
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September 9, 2026
The mirror account
Every order replayed at a second broker to measure real execution: 13-second delay, price as expected.
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September 14, 2026
The Growth Engine goes live
Second demo account, same rule as the simulation.
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November 2026
Our money
First installments of MFT Andorra LLC's real capital in both engines.
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December 2026
The offer opens
First license agreements.
Your client area
See everything. Control everything. From your phone.
A dashboard of your own, as clear as a banking app.
Your numbers, live
Capital, gain since the start, comparison with the market, worst drawdown to date.
Your dial
Change your allocation whenever you like. The screen first shows you the new worst drawdown, you confirm, and the bot applies it on its next run.
Every trade
Positions, orders, alerts: everything is dated and explained.
Your reports and invoices
Automatic monthly report, license, maintenance and invoices in one place.
The pause button
You can pause the bot at any time. It is your account.
The research log
Every idea tested, its verdict and its numbers. Even the ones that failed.
The offer
One license per engine. Paid once.
MFT Bot is sold as software, not as an investment. We take no commission on your gains or on your capital.
The Guardian
To put a reserve to work while keeping falls small.
€3,990license, one-time
+ €790 maintenance per year
- The engine that falls little
- About thirty major US markets
- Reserve earning interest in US Treasury bills
- Automatic circuit breaker
Opening December 2026
Most complete
Two-Engine Pack
Both engines and the dial from 0 to 100%, adjustable whenever you like.
€8,990license, one-time
+ €1,690 maintenance per year
- The Guardian and the Growth Engine
- The risk dial, in 10% steps
- Automatic reset to your allocation
- Free setup
You save €1,990 on the licenses
Book a callOpening December 2026
The Growth Engine
To grow capital over ten years or more.
€6,990license, one-time
+ €1,390 maintenance per year
- The engine that multiplies
- S&P 500 exposure from 0 to 2.5 times, depending on how calm the market is
- Automatic exit below the long-term trend
- Cash earns interest while it is out
Opening December 2026
Prices exclude tax.
Let's talk about your allocation.
Thirty minutes by phone or video call. Three questions: how much, for how long, and what worst year you can live through without selling. You leave with your allocation sheet, with no commitment.
Available starting December 2026